CCLFR research seminar with Professor Jodi GardnerInfo Location Contact More Info Event Information
DescriptionEvent time: 15:00 - 16:00 (online) Title: Are there Ever ‘Vulnerable Investors? Abstract Many jurisdictions around the world draw a line between investors on the basis of financial means - providing higher levels of protection to those with less money to invest. Whilst this initially appears to be justified, recent events have called into question whether this approach is justified and whether higher-income individuals also need additional protection. The increased cost of living, increased life expectancy and frequency of fraudulent investment scams challenge the traditional distinction between 'sophisticated' and 'unsophisticated' investors. Some jurisdictions have responded to this challenge by increasing the level of means, creating an 'opt-in' system or utilising other forms of protection, but they do not appear to be sufficient responses. This paper questions whether a return to the traditional distinction of consumer and investor is a better way to respond and ensure adequate protection for those making important investment decisions about their ongoing retirement and living costs.
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ContactMore InformationBio Professor Jodi Gardner is the Brian Coote Chair in Private Law at the University of Auckland. Her research focuses on the relationship between the private law and social policy. She analyses how the private law interacts with social welfare, including the limitations of doctrinal law in responding to the challenges posed by poverty and inequality. Professor Gardner's research has covered topics including banking provision, inequality in contract law, vulnerability in tort law, high-cost credit agreements, the impact of austerity measures, debt collection contracts, the effect of technological developments on equality and financial exclusion, and concurrent liability in tort and contract. Professor Gardner's expertise has been recognised internationally: she has previously held visiting positions at the Woodrow Wilson School of International and Public Policy (Princeton University), Centre on Household Assets and Savings Management (University of Birmingham), Columbia Law School and the Max Planck Institute for Comparative and International Private Law, and is currently a Senior Adjunct Research Fellow at the Centre for Banking & Finance Law, National University of Singapore. | |||||||||||||||
